New Construction Homes in Matthews NC: What Buyers Get for the Money in 2026

If you are searching for new construction homes in Matthews NC, the first thing to understand is that Matthews is not a blank canvas the way Waxhaw or Fort Mill still are. This is an established, mostly built-out town of tree-lined streets and a real downtown, which changes what “new construction” means here. Instead of hundreds of acres of raw land, new construction homes in Matthews NC come in the form of low-maintenance townhomes, 55+ courtyard communities, and infill homes tucked between existing neighborhoods.

For a relocating buyer, that is not a downside. It often means a brand-new home in a location that already has grocery stores, restaurants, parks, and a walkable town center a few minutes away.

I am Steve Jarrell, a broker with The Longleaf Group at eXp Realty, and I work this stretch of South Charlotte and the Union County line every week. This guide walks through exactly what new construction homes in Matthews NC look like in 2026, which builders and communities are selling new construction homes in Matthews NC right now, what you will pay compared to a resale home, how the Mecklenburg and Union County split affects your schools and taxes, and the tradeoffs worth knowing before you sign a builder contract.

By Steve Jarrell, Broker, The Longleaf Group at eXp Realty. Updated August 12, 2026. 17 minute read.

What This Guide Covers

• New construction homes in Matthews NC: the short answer
• What new construction in Matthews NC actually looks like in 2026
• New construction homes in Matthews NC: communities selling now
• What you will pay: new construction prices vs resale
• Schools, taxes, and the Mecklenburg vs Union County line
• The tradeoffs of buying new construction in Matthews NC
• How to buy new construction in Matthews NC without overpaying
• Frequently asked questions

New Construction Homes in Matthews NC: The Short Answer

Here is where I land after showing this market to relocating buyers. New construction homes in Matthews NC are the right call if you value being in an established, convenient location with a genuine town center and you are comfortable in a townhome, a 55+ ranch, or an infill home rather than a large custom estate on an acre. If you need a big new single-family home on a large lot with a top-to-bottom builder selection process, you will likely find more of that inventory in Waxhaw, Weddington, Marvin, Indian Trail, or across the border in Fort Mill and Indian Land. Matthews rewards buyers who want new, low-maintenance, and central over new, large, and rural.

The value story is the part most buyers miss, and it is what makes new construction homes in Matthews NC worth a serious look. Because a resale home in Matthews carries a premium for its schools and walkability, a brand-new townhome that starts in the high $370s or $390s can be one of the more affordable ways into the town. You get a current floor plan, a builder warranty, and lower maintenance, all inside a market where the typical resale home costs closer to half a million dollars.

What New Construction in Matthews NC Actually Looks Like in 2026

Matthews is a town of about 30,000 people just southeast of Charlotte, and it has been a real community since long before the current growth wave. That maturity is exactly why new construction homes in Matthews NC look different from the newer boomtowns nearby. The town has an actual historic downtown with a farmers market, local shops, and restaurants, plus decades of established neighborhoods on generous lots. There is simply not much raw land left inside the town limits, so new construction homes in Matthews NC are built with what is available: smaller infill parcels, townhome sites near the town core, and 55+ communities on the edges where land opens up toward the Union County line.

When buyers ask me about new construction homes in Matthews NC, I break the current inventory into three buckets. Knowing which bucket a home falls into tells you almost everything about the price, the lot, and the lifestyle.

The first is attached townhomes, which is the largest and most active category right now. These are low-maintenance, lock-and-leave homes with the yard work handled by an HOA, and they are the most attainable price point in a town where resale prices run high. The second bucket is 55+ active adult communities, single-level ranch homes built for buyers who want to downsize into something new without stairs. The third is scattered infill and custom construction, one-off homes or small pockets built between existing neighborhoods, which come and go quickly and are harder to catch without an agent watching the market for you.

That mix matters because it tells you how to shop. In a boomtown, you drive to a sales trailer and pick a lot from a big map. In Matthews, the best new construction homes in Matthews NC are often a handful of quick-move-in homes at a townhome community or a coming-soon 55+ project that has not opened its model yet. You have to know where to look, and you frequently have to move faster, because there are fewer new homes to go around. This is one of the reasons buyers who want new construction homes in Matthews NC benefit from having a broker tracking builder releases rather than checking a listing site once a week.

If you want a feel for the town before you tour, I walk through what living here is actually like on my Living in South Charlotte channel. This video, The Hidden Matthews NC Community, is a good starting point for understanding how the town is laid out and where the newer pockets sit relative to downtown.

New Construction Homes in Matthews NC: Communities Selling Now

Two communities anchor the current market for new construction homes in Matthews NC, and they represent the two dominant product types: an attached townhome community near the town core and a 55+ ranch community toward the Union County side. Both are worth understanding in detail, because the numbers below for these new construction homes in Matthews NC are verified straight from the builders as of August 2026.

The Townes at Cadia Village by David Weekley Homes

The Townes at Cadia Village is the most active source of new construction homes in Matthews NC right now, and it sits at 13053 Benessare Lane in the 28105 zip on the Mecklenburg side of town. David Weekley Homes, which has built in the Charlotte area for 30 years, is selling three-bedroom townhomes from the $390s, with base plans starting at $379,990. Floor plans run from 1,729 to 1,755 square feet with 3 bedrooms, 2.5 bathrooms, and a 2-car garage across two stories. As of this writing there were several quick-move-in homes with fall 2026 completion dates priced between roughly $396,000 and $419,000, so a buyer who does not want to wait can be in a brand-new home before the end of the year.

Cadia Village is planned as a walkable, master-planned pocket with a future wellness center, a lap pool, community gardens, pickleball, tennis, and sidewalks, with village retail within walking distance and the Four Mile Creek area nearby. It sits close to Purser-Hulsey Park, Stevens Creek Nature Preserve, and the Mecklenburg County Sportsplex at Matthews.

The HOA runs $260 per month plus a $55 wellness center fee, with a one-time $1,890 capital contribution at closing, and the builder lists a property tax rate of 0.7722% per $100 of assessed value. Per David Weekley, the community is assigned to Charlotte-Mecklenburg Schools at Mint Hill Elementary, Mint Hill Middle, and Butler High, though you should always verify the exact assignment for a specific address, which I explain more below.

The Courtyards on the Greenway by Epcon Communities

The Courtyards on the Greenway is a boutique 55+ active adult community from Epcon Communities, opening in summer 2026 at 14823 Lawyers Road with a Matthews 28104 mailing address. This one is a good example of the county-line nuance: Epcon’s own listing describes it as sitting in Union County near Stallings, even though the mailing address reads Matthews. The homes are single-level luxury ranch designs with first-floor owner’s suites, ranging from 1,520 to 4,055 square feet with 2 to 4 bedrooms, 2 to 3.5 bathrooms, and 2.5 to 3-car garages. Planned amenities include a clubhouse, fitness center, pickleball, and a pool, with a future connection to the Four Mile Creek Greenway.

For buyers who want to downsize into something new and low-maintenance without leaving the Matthews area, this is one of the few brand-new single-level options on the market. Because it is age-restricted and just opening, the model and pricing will firm up through 2026, so it is a community to get on the interest list for early if it fits. Epcon also builds a sister 55+ community, The Courtyards at Quail Park in nearby Mint Hill, which gives downsizing buyers a second option in the same corridor.

Other builders active around Matthews

Beyond these two anchors, listing aggregators such as NewHomeSource show a rotating roster of builders working in and around Matthews, including Eastwood Homes, Dream Finders Homes, Pulte, Toll Brothers, True Homes, M/I Homes, Shea Homes, Stanley Martin, and John Wieland. Much of that activity is infill or edge-of-town, and some listings labeled “Matthews” are actually across the line in Stallings, Mint Hill, or unincorporated Union County, so the address and county matter. When you see new construction homes in Matthews NC marketed under that label, confirm the true municipality and county before you fall in love with a home.

New construction homes in Matthews NC at a glance

Community	Builder	Type	Size (sq ft)	Starting price	Status
The Townes at Cadia Village	David Weekley Homes	Townhomes	1,729 to 1,755	From the $390s	Selling, quick move-ins
The Courtyards on the Greenway	Epcon Communities	55+ ranch homes	1,520 to 4,055	Coming summer 2026	Interest list
The Courtyards at Quail Park	Epcon Communities	55+ ranch homes (Mint Hill)	Single level	High $500s to low $800s	Selling
Infill and edge-of-town	Various (see NewHomeSource)	Single-family and townhome	Varies	Varies	Rotating

What You Will Pay: New Construction Prices vs Resale in Matthews

Price is where new construction homes in Matthews NC get interesting, because the town has a genuine affordability gap between attached new homes and detached resale homes. Redfin tracks the Matthews resale median at about $481,000 for the three months ending May 2026, which was down roughly 5.7% from a year earlier, with homes taking a median of about 49 days to sell. That median runs above the Charlotte metro figure in the mid $400,000s, a premium buyers pay for the schools, the walkable downtown, and the established location. Our own Matthews NC housing market report uses the same underlying data and goes deeper on resale trends if that is your primary focus.

Against that backdrop, new construction homes in Matthews NC that start in the high $370s or $390s are not a luxury splurge. A new townhome is often the more attainable path into Matthews, especially for a buyer relocating from a higher-cost market who wants a current, low-maintenance home rather than a fixer.

You trade a private yard and a large detached house for a new build, a warranty, and a central location, and for a lot of buyers that trade is exactly what they want when they weigh new construction homes in Matthews NC against an older resale. The 55+ ranch product sits higher, generally in the mid-to-upper price tiers given the single-level design and amenities, but it also solves a problem that resale inventory rarely does: a brand-new home with no stairs.

Home type in Matthews	Typical price range (2026)	What you get
New townhome (Cadia Village)	High $370s to low $420s	New 3-bed, 2.5-bath, 2-car garage, low maintenance
New 55+ ranch (Courtyards)	Mid to upper tiers	New single-level, first-floor owner’s suite, amenities
Resale single-family (median)	Around $481,000	Established home, private lot, mature trees
Charlotte metro (median)	Mid $400,000s	Reference point for the broader market

One more number that shapes your true cost is the HOA. New construction homes in Matthews NC, particularly townhomes and 55+ communities, almost always carry monthly dues that cover exterior maintenance and amenities. At Cadia Village that is $260 per month plus the wellness fee. Those dues buy you back your weekends, but you should factor them into your monthly budget alongside the mortgage, taxes, and insurance so the comparison to a resale home is accurate. If you want a fuller picture of what it costs to live here beyond the purchase price, our cost of living in Matthews NC guide breaks down taxes, utilities, and everyday expenses.

Schools, Taxes, and the Mecklenburg vs Union County Line

This is the single most important thing to get right when you buy new construction homes in Matthews NC, and it is the detail that trips up out-of-state buyers most often. Two homes a mile apart can sit in different counties. Matthews sits on the seam between two counties. The town proper and most 28105 addresses are in Mecklenburg County and zoned to Charlotte-Mecklenburg Schools. But some addresses that carry a Matthews 28104 mailing label are actually in Union County, which means Union County Public Schools and a different county tax structure. The mailing address on a listing does not tell you the county. Only the exact parcel does.

Why does this matter so much for new construction homes in Matthews NC? Because your school assignment and your property tax bill both hinge on which side of the line a home sits. A townhome at Cadia Village on the Mecklenburg side is assigned to CMS schools, per the builder, at Mint Hill Elementary, Mint Hill Middle, and Butler High. A brand-new ranch a few miles away on Lawyers Road with a Matthews mailing address can fall in Union County and feed a completely different set of schools. If schools are a priority in your search, never assume. Verify the assignment for the specific address at the district’s own assignment tool before you write an offer.

Use the primary sources directly. Charlotte-Mecklenburg Schools publishes assignment information at cmsk12.org, and Union County Public Schools does the same at ucps.k12.nc.us.

I do not quote school rating numbers from memory or from a builder flyer, because those change and because a rating tied to the wrong campus is worse than no rating at all. This is the kind of detail that makes buying new construction homes in Matthews NC different from buying in a single-county town. When a school zone drives your decision, we confirm it together against the district finder for the exact home, and if you want the broader picture our schools in Matthews NC guide maps the assigned schools across the town.

On taxes, the county line matters again. A Mecklenburg County home pays the Mecklenburg County rate plus the Town of Matthews rate, while a Union County home pays Union County’s rate. The David Weekley community lists an effective rate of 0.7722% per $100 of assessed value as a planning figure, but your actual bill depends on the county, the town or municipality, and the assessed value at the time you buy. For a relocating buyer coming from a higher-tax state, both counties will likely feel reasonable, but you want to confirm the exact rate for the specific parcel rather than assuming Matthews is one uniform tax jurisdiction. It is not.

The Tradeoffs of Buying New Construction in Matthews NC

I would rather you go in clear-eyed than excited and surprised later, so here are the real tradeoffs of buying new construction homes in Matthews NC. Every one of them has a flip side, and for the right buyer the pros clearly win. But you should weigh them carefully against a resale home before you decide.

The advantages

The upside is straightforward. You get a brand-new home with a builder warranty, current floor plans, energy-efficient systems, and nothing to renovate. In a townhome or 55+ community, an HOA handles the exterior and the yard, which is a real quality-of-life win for buyers who travel, work long hours, or simply do not want to spend Saturdays on a mower.

You also get to buy into Matthews itself, an established town with a walkable downtown, real parks, and a location minutes from Charlotte, without paying the full resale premium that a detached house commands. For a relocating buyer who wants to be settled and low-maintenance from day one, that combination is hard to beat. It is the main reason new construction homes in Matthews NC appeal so strongly to out-of-state buyers who do not want a project.

The tradeoffs to weigh

The first tradeoff is product type. Because Matthews is built out, most new construction homes in Matthews NC are attached or age-restricted. If your heart is set on a large new single-family home on a private lot, the inventory here is thin, and you may be happier in Waxhaw, Weddington, Marvin, or Indian Trail, or across the state line in Fort Mill or Indian Land where greenfield subdivisions still have room to grow.

The second is the HOA and its dues, which buy you convenience but add to your monthly cost and come with community rules. The third is lot size and privacy: a townhome shares walls, and even infill single-family homes tend to sit on smaller lots than the older, established Matthews neighborhoods around them.

The fourth tradeoff is timing and availability. There are simply fewer new homes in Matthews than in the boomtowns, so you have less selection and often less negotiating room on the base price. The fifth, and the one I harp on, is the county-line question covered above. Buy the wrong side of the line for your needs and you can end up with a different school assignment or tax bill than you expected. None of these are dealbreakers. They are just the reasons a local broker earns their keep on a new construction purchase in a town like this.

How to Buy New Construction in Matthews NC Without Overpaying

Buying new construction homes in Matthews NC feels simple because the builder has a friendly sales office and a clean model home. It is not as simple as it looks, and the sales agent in that office works for the builder, not for you. Here is how I coach buyers through a purchase of new construction homes in Matthews NC so they protect their money and their timeline.

These steps apply to any builder, but they matter especially for new construction homes in Matthews NC where inventory is tight and you have less room to walk away. First, bring your own broker to the very first visit, and register your agent on that first walk-through. Builders welcome buyer representation, but many require your agent to accompany you or register on the initial visit for that representation to apply. This costs you nothing extra, because the builder has already budgeted for agent cooperation in the sale, and it puts someone on your side of the table who has read a hundred builder contracts.

Second, understand that the builder contract is written to protect the builder. The base price, the incentives, the lot premium, the design center allowances, and the completion timeline are all negotiable levers, and they are easier to move when you have representation and current comparable data.

Third, watch the incentives, especially the lender incentive. Builders frequently offer thousands toward closing costs if you use their preferred lender, and David Weekley, for example, has advertised up to $5,000 in lender credit in Charlotte. That can be real money, but always compare the preferred-lender rate and terms against an outside lender so the incentive is a genuine savings and not a higher rate dressed up as a discount.

Fourth, get an independent home inspection even on a brand-new home. New does not mean flawless, and an inspection during the builder’s warranty window is the cheapest insurance you will ever buy. Fifth, verify the county, the school assignment, the HOA dues, and the tax rate for the exact home before you sign, using the primary sources rather than the marketing sheet. Do those five things and you will buy new construction homes in Matthews NC on your terms rather than the builder’s.

If you want a partner who does all of this for you, that is exactly the work I do. You can see how I approach representing buyers on our buying page, read why relocating buyers choose to work with me on the best real estate agent in Matthews NC page, or explore the wider area on our Matthews community hub. New construction homes in Matthews NC are a great fit for the right buyer, and getting the county, schools, and contract details right is what turns a good-looking model home into a smart long-term purchase.

Frequently Asked Questions

Are there new construction homes in Matthews NC right now?

Yes. As of August 2026, several new construction homes in Matthews NC are available. David Weekley Homes is selling townhomes at The Townes at Cadia Village from the $390s, with quick-move-in homes finishing this fall, and Epcon Communities is opening The Courtyards on the Greenway, a 55+ ranch community, in summer 2026. Additional builders work infill and edge-of-town sites around Matthews. Because the town is largely built out, inventory is smaller than in nearby boomtowns, so new homes move quickly.

How much do new construction homes in Matthews NC cost?

Most new construction homes in Matthews NC start in the high $370s to low $420s for townhomes. New townhomes at Cadia Village start from the $390s, with base plans from $379,990 and quick-move-in homes recently priced between about $396,000 and $419,000. The 55+ ranch homes sit in higher tiers given their single-level design and amenities. For comparison, the resale single-family median in Matthews is around $481,000 per Redfin, so a new townhome can be one of the more attainable ways into the town.

Is Matthews NC in Mecklenburg or Union County?

Both, depending on the exact address. The town proper and most 28105 addresses are in Mecklenburg County and zoned to Charlotte-Mecklenburg Schools. Some addresses with a Matthews 28104 mailing label are actually in Union County and feed Union County Public Schools, with a different tax structure. Always confirm the county and school assignment for a specific parcel before you buy.

What schools serve new construction in Matthews NC?

Schools for new construction homes in Matthews NC depend on the community and the county. The Townes at Cadia Village is assigned to CMS schools per the builder, at Mint Hill Elementary, Mint Hill Middle, and Butler High. Homes on the Union County side feed UCPS schools. Because assignments change and vary by parcel, verify the exact home at cmsk12.org or ucps.k12.nc.us rather than relying on a marketing sheet.

Do I need my own agent to buy new construction in Matthews NC?

You should have one to buy new construction homes in Matthews NC, and it costs you nothing extra. The builder’s sales agent represents the builder. Bringing your own broker, and registering that broker on your first visit, puts an experienced negotiator on your side for the contract, incentives, and inspection. Builders budget for agent cooperation, so buyer representation on new construction is standard and does not raise your price.

Are there 55+ new construction communities in Matthews NC?

Yes. The Courtyards on the Greenway by Epcon Communities is a 55+ active adult community opening in summer 2026 near the Matthews and Stallings line, with single-level ranch homes from 1,520 to 4,055 square feet and amenities including a clubhouse, fitness center, pickleball, and pool. Epcon also builds The Courtyards at Quail Park in nearby Mint Hill for buyers who want a second option in the corridor.

Is new construction in Matthews NC a good value compared to resale?

For many buyers, yes. Because the resale single-family median runs around $481,000, new construction homes in Matthews NC that start in the high $370s or $390s can be a more attainable, lower-maintenance entry into the town, with a warranty and current finishes. The tradeoff is product type and lot size: new construction homes in Matthews NC skew toward townhomes and 55+ ranches rather than large detached homes on big lots.

About the Author

Steve Jarrell is a licensed broker in North Carolina and South Carolina and the owner of The Longleaf Group at eXp Realty, based in Weddington and serving Matthews and the wider South Charlotte and Union County market. He works both sides of the Mecklenburg and Union County line every week, which is exactly the kind of knowledge a buyer of new construction homes in Matthews NC needs when a single parcel can change your school assignment and tax bill.

He brings a marketing and technology background, including an MBA from the University of Tennessee and a decade building real estate software used by agents nationally, to helping relocating buyers make confident decisions. Reach Steve at 704-774-7170, steve@jarrellhomes.com, or thelongleafgroup.com to talk through new construction homes in Matthews NC and which community actually fits your plans.